/* ============================================================
           TOKENS & RESET
        ============================================================ */
        *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

        :root {
            --green:      #105c3e;
            --green-mid:  #0d7a51;
            --green-pale: #e8f5ef;
            --gold:       #c89520;
            --gold-light: #f0b429;
            --ink:        #141414;
            --ink-60:     rgba(20,20,20,0.60);
            --ink-30:     rgba(20,20,20,0.30);
            --white:      #ffffff;
            --off-white:  #f8f7f4;
            --rule:       rgba(20,20,20,0.10);
            --display: 'Cormorant Garamond', Georgia, serif;
            --body:    'DM Sans', system-ui, sans-serif;
            --mono:    'DM Mono', monospace;
            --max:     1200px;
            --gutter:  clamp(20px, 5vw, 60px);
        }

        html { scroll-behavior: smooth; }
        body { font-family: var(--body); color: var(--ink); background: var(--white); -webkit-font-smoothing: antialiased; overflow-x: hidden; }
        a { color: inherit; text-decoration: none; }
        img { display: block; max-width: 100%; }
        .wrap { max-width: var(--max); margin: 0 auto; padding-left: var(--gutter); padding-right: var(--gutter); }

        /* ============================================================
           HEADER
        ============================================================ */
        .site-header {
            position: fixed; top: 0; left: 0; right: 0; z-index: 100;
            display: flex; align-items: center; justify-content: space-between;
            padding: 0 var(--gutter); height: 68px;
            background: rgba(255,255,255,0.96);
            backdrop-filter: blur(12px);
            border-bottom: 1px solid var(--rule);
        }
        .site-header .logo {
            font-family: var(--display); font-size: 22px; font-weight: 700;
            color: var(--green); letter-spacing: -0.02em;
            display: flex; align-items: center; gap: 10px; text-decoration: none;
        }
        .site-header .logo span { color: var(--gold); }
        .site-header .logo img { height: 36px; width: auto; }
        .site-nav { display: flex; align-items: center; gap: 32px; list-style: none; }
        .site-nav a { font-size: 13.5px; font-weight: 500; color: var(--ink-60); transition: color 0.15s; }
        .site-nav a:hover, .site-nav a.active { color: var(--green); }
        .site-nav .nav-cta { padding: 9px 20px; background: var(--green); color: var(--white) !important; border-radius: 2px; font-weight: 600; }
        .site-nav .nav-cta:hover { background: var(--green-mid); }
        .hamburger {
            display: none; flex-direction: column; justify-content: center;
            align-items: center; gap: 5px; width: 42px; height: 42px;
            background: none; border: 1.5px solid var(--rule); border-radius: 6px;
            cursor: pointer; padding: 0; z-index: 300; transition: border-color 0.18s;
        }
        .hamburger:hover { border-color: var(--green); }
        .hamburger .bar { display: block; width: 20px; height: 1.8px; background: var(--ink); border-radius: 2px; transition: transform 0.28s ease, opacity 0.18s ease; transform-origin: center; }
        .hamburger.open .bar:nth-child(1) { transform: translateY(6.8px) rotate(45deg); }
        .hamburger.open .bar:nth-child(2) { opacity: 0; transform: scaleX(0); }
        .hamburger.open .bar:nth-child(3) { transform: translateY(-6.8px) rotate(-45deg); }
        .mobile-overlay { display: none; position: fixed; inset: 0; background: rgba(0,0,0,0.45); z-index: 149; opacity: 0; transition: opacity 0.28s ease; }
        .mobile-overlay.visible { opacity: 1; }
        .mobile-drawer { position: fixed; top: 0; right: 0; bottom: 0; width: min(320px, 88vw); background: var(--white); z-index: 150; transform: translateX(100%); transition: transform 0.32s cubic-bezier(0.4,0,0.2,1); display: flex; flex-direction: column; overflow-y: auto; box-shadow: -8px 0 40px rgba(0,0,0,0.12); }
        .mobile-drawer.open { transform: translateX(0); }
        .drawer-head { display: flex; align-items: center; justify-content: flex-end; padding: 0 16px; height: 52px; border-bottom: 1px solid var(--rule); flex-shrink: 0; }
        .drawer-close { width: 36px; height: 36px; background: none; border: 1.5px solid var(--rule); border-radius: 50%; cursor: pointer; display: flex; align-items: center; justify-content: center; color: var(--ink-60); font-size: 18px; transition: border-color 0.15s, color 0.15s; }
        .drawer-close:hover { border-color: var(--green); color: var(--green); }
        .drawer-nav { list-style: none; padding: 0; flex: 1; }
        .drawer-nav li a { display: flex; align-items: center; justify-content: space-between; padding: 15px 24px; font-size: 15.5px; font-weight: 500; color: var(--ink); border-bottom: 1px solid var(--rule); transition: background 0.15s, color 0.15s, padding-left 0.15s; }
        .drawer-nav li:last-child a { border-bottom: none; }
        .drawer-nav li a:hover { background: var(--green-pale); color: var(--green); padding-left: 30px; }
        .drawer-cta { padding: 20px 24px; border-top: 1px solid var(--rule); }
        .drawer-cta a { display: block; text-align: center; padding: 13px; background: var(--green); color: var(--white); font-weight: 600; font-size: 14.5px; border-radius: 2px; transition: background 0.18s; }
        .drawer-cta a:hover { background: var(--green-mid); }

        /* ============================================================
           PAGE HERO
        ============================================================ */
        .page-hero { display: grid; grid-template-columns: 1fr 1fr; min-height: 380px; margin-top: 68px; }
        .page-hero-left { background: var(--green); padding: 80px var(--gutter) 72px; display: flex; flex-direction: column; justify-content: center; gap: 20px; position: relative; overflow: hidden; }
        .page-hero-left::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse at bottom right, rgba(200,149,32,0.12) 0%, transparent 65%); pointer-events: none; }
        .page-hero-left > * { position: relative; z-index: 2; }
        .page-hero-label { font-family: var(--mono); font-size: 11px; font-weight: 500; letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold); display: inline-flex; align-items: center; gap: 8px; }
        .page-hero-label::before { content: ''; display: block; width: 20px; height: 1.5px; background: var(--gold); }
        .page-hero-h1 { font-family: var(--display); font-size: clamp(36px, 4.5vw, 54px); font-weight: 600; line-height: 1.08; letter-spacing: -0.02em; color: var(--white); }
        .page-hero-h1 em { font-style: italic; color: var(--gold-light); }
        .page-hero-sub { font-size: 15px; font-weight: 300; line-height: 1.7; color: rgba(255,255,255,0.68); max-width: 400px; }
        .page-hero-breadcrumb { font-family: var(--mono); font-size: 11px; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(255,255,255,0.40); display: flex; align-items: center; gap: 8px; }
        .page-hero-breadcrumb a { color: rgba(255,255,255,0.55); transition: color 0.15s; }
        .page-hero-breadcrumb a:hover { color: var(--white); }
        .page-hero-right { background: var(--ink); position: relative; overflow: hidden; display: flex; align-items: center; justify-content: center; padding: 40px; }
        .page-hero-right::before { content: ''; position: absolute; inset: 0; background: repeating-linear-gradient(45deg, rgba(255,255,255,0.02) 0px, rgba(255,255,255,0.02) 1px, transparent 1px, transparent 28px); }
        .hero-meta-card { position: relative; z-index: 1; border: 1px solid rgba(255,255,255,0.10); border-top: 2px solid var(--gold); padding: 28px 32px; max-width: 300px; width: 100%; display: flex; flex-direction: column; gap: 20px; }
        .hero-meta-row { display: flex; flex-direction: column; gap: 4px; }
        .hero-meta-label { font-family: var(--mono); font-size: 10px; letter-spacing: 0.14em; text-transform: uppercase; color: rgba(255,255,255,0.35); }
        .hero-meta-value { font-size: 14.5px; font-weight: 500; color: rgba(255,255,255,0.80); line-height: 1.5; }
        .hero-meta-value a { color: rgba(255,255,255,0.80); transition: color 0.15s; }
        .hero-meta-value a:hover { color: var(--gold-light); }

        /* ============================================================
           POLICY BODY
        ============================================================ */
        .policy-body { padding: 80px 0 100px; background: var(--white); }
        .policy-layout { display: grid; grid-template-columns: 240px 1fr; gap: 80px; align-items: start; }

        /* Sticky TOC sidebar */
        .policy-toc { position: sticky; top: 88px; }
        .policy-toc-label { font-family: var(--mono); font-size: 10.5px; font-weight: 600; letter-spacing: 0.16em; text-transform: uppercase; color: var(--ink-30); margin-bottom: 16px; padding-bottom: 12px; border-bottom: 1px solid var(--rule); }
        .policy-toc-list { list-style: none; padding: 0; margin: 0; }
        .policy-toc-list li a { display: block; font-size: 13.5px; color: var(--ink-60); padding: 9px 0 9px 12px; border-left: 2px solid var(--rule); transition: color 0.15s, border-color 0.15s, padding-left 0.15s; }
        .policy-toc-list li a:hover, .policy-toc-list li a.toc-active { color: var(--green); border-left-color: var(--green); padding-left: 16px; }

        /* Policy sections */
        .policy-section { padding-bottom: 56px; margin-bottom: 56px; border-bottom: 1px solid var(--rule); scroll-margin-top: 100px; }
        .policy-section:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }
        .policy-section-num { font-family: var(--mono); font-size: 10.5px; font-weight: 600; letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold); margin-bottom: 10px; display: flex; align-items: center; gap: 8px; }
        .policy-section-num::before { content: ''; display: block; width: 18px; height: 1.5px; background: var(--gold); }
        .policy-section h2 { font-family: var(--display); font-size: clamp(24px, 3vw, 32px); font-weight: 600; line-height: 1.15; letter-spacing: -0.02em; color: var(--ink); margin-bottom: 20px; }
        .policy-section p { font-size: 15.5px; line-height: 1.80; color: var(--ink-60); margin-bottom: 16px; }
        .policy-section p:last-child { margin-bottom: 0; }
        .policy-section p a { color: var(--green); text-decoration: underline; text-decoration-color: rgba(16,92,62,0.30); text-underline-offset: 2px; }
        .policy-section p a:hover { text-decoration-color: var(--green); }
        .policy-section ul { list-style: none; padding: 0; margin: 16px 0 20px; }
        .policy-section ul li { font-size: 15.5px; line-height: 1.75; color: var(--ink-60); padding: 14px 0 14px 20px; border-bottom: 1px solid var(--rule); position: relative; }
        .policy-section ul li:first-child { border-top: 1px solid var(--rule); }
        .policy-section ul li::before { content: ''; position: absolute; left: 0; top: 22px; width: 5px; height: 5px; background: var(--gold); border-radius: 50%; }
        .policy-section ul li strong { color: var(--ink); font-weight: 600; display: block; margin-bottom: 2px; }
        .policy-callout { background: var(--off-white); border-left: 3px solid var(--green); padding: 20px 24px; margin: 24px 0; }
        .policy-callout p { font-size: 14.5px; line-height: 1.7; color: var(--ink-60); margin: 0; }
        .policy-callout p strong { color: var(--ink); }
        .policy-contact-box { background: var(--green); padding: 32px 36px; margin-top: 8px; display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
        .policy-contact-box h4 { font-family: var(--display); font-size: 22px; font-weight: 600; color: var(--white); margin-bottom: 4px; }
        .policy-contact-box p { font-size: 14px; color: rgba(255,255,255,0.68); margin: 0; line-height: 1.5; }
        .btn-contact { display: inline-flex; align-items: center; gap: 8px; padding: 12px 24px; background: var(--gold); color: var(--ink); font-family: var(--body); font-size: 13.5px; font-weight: 700; border-radius: 2px; white-space: nowrap; transition: background 0.18s; flex-shrink: 0; }
        .btn-contact:hover { background: var(--gold-light); }
        .btn-contact::after { content: ' →'; }

        /* ============================================================
           FOOTER
        ============================================================ */
        .pa-footer { background: var(--ink); color: rgba(255,255,255,0.55); padding: 60px 0 40px; }
        .pa-footer-wrap { max-width: var(--max); margin: 0 auto; padding-left: var(--gutter); padding-right: var(--gutter); }
        .pa-footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,0.08); margin-bottom: 32px; }
        .pa-footer-brand .pa-footer-logo { font-family: var(--display); font-size: 24px; font-weight: 700; color: var(--white); margin-bottom: 14px; display: flex; align-items: center; gap: 10px; text-decoration: none; }
        .pa-footer-brand .pa-footer-logo span { color: var(--gold-light); }
        .pa-footer-brand .pa-footer-logo img { height: 34px; width: auto; }
        .pa-footer-brand p { font-size: 13.5px; line-height: 1.75; max-width: 280px; color: rgba(255,255,255,0.50); }
        .pa-footer-col h5 { font-size: 12px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--white); margin-bottom: 16px; }
        .pa-footer-col ul { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 10px; }
        .pa-footer-col ul li a { font-size: 13.5px; color: rgba(255,255,255,0.50); text-decoration: none; transition: color 0.15s; }
        .pa-footer-col ul li a:hover { color: var(--white); }
        .pa-footer-bottom { display: flex; align-items: center; justify-content: space-between; font-size: 12.5px; color: rgba(255,255,255,0.35); }
        .pa-footer-socials { display: flex; gap: 16px; }
        .pa-footer-socials a { color: rgba(255,255,255,0.40); font-size: 14px; font-weight: 600; text-decoration: none; transition: color 0.15s; }
        .pa-footer-socials a:hover { color: var(--white); }

        /* ============================================================
           BACK TO TOP
        ============================================================ */
        .back-to-top { position: fixed; bottom: 24px; right: 20px; z-index: 200; width: 46px; height: 46px; background: var(--green); color: var(--white); border: none; border-radius: 50%; display: flex; align-items: center; justify-content: center; cursor: pointer; box-shadow: 0 6px 20px rgba(16,92,62,0.35); opacity: 0; transform: translateY(12px); transition: opacity 0.25s, transform 0.25s, background 0.18s; pointer-events: none; }
        .back-to-top.visible { opacity: 1; transform: translateY(0); pointer-events: auto; }
        .back-to-top:hover { background: var(--green-mid); }
        .back-to-top svg { width: 18px; height: 18px; }

        /* ============================================================
           ANIMATIONS
        ============================================================ */
        @keyframes fadeUp { from { opacity: 0; transform: translateY(24px); } to { opacity: 1; transform: translateY(0); } }
        .page-hero-label      { animation: fadeUp 0.55s ease both; }
        .page-hero-h1         { animation: fadeUp 0.55s 0.10s ease both; }
        .page-hero-sub        { animation: fadeUp 0.55s 0.20s ease both; }
        .page-hero-breadcrumb { animation: fadeUp 0.55s 0.30s ease both; }

        /* ============================================================
           RESPONSIVE
        ============================================================ */
        @media (max-width: 1024px) {
            .policy-layout { grid-template-columns: 1fr; gap: 48px; }
            .policy-toc { position: static; }
            .policy-toc-list { display: flex; flex-wrap: wrap; gap: 4px; }
            .policy-toc-list li a { border-left: none; border: 1px solid var(--rule); border-radius: 2px; padding: 6px 14px; font-size: 12.5px; }
            .policy-toc-list li a:hover, .policy-toc-list li a.toc-active { padding-left: 14px; border-color: var(--green); background: var(--green-pale); }
            .pa-footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
        }
        @media (max-width: 768px) {
            .site-nav { display: none; }
            .hamburger { display: flex; }
            .mobile-overlay { display: block; }
            .page-hero { grid-template-columns: 1fr; }
            .page-hero-left { padding: 72px var(--gutter) 56px; }
            .page-hero-right { display: none; }
            .policy-contact-box { flex-direction: column; gap: 16px; }
        }
        @media (max-width: 600px) {
            .pa-footer-grid { grid-template-columns: 1fr; gap: 28px; }
            .pa-footer-bottom { flex-direction: column; gap: 12px; text-align: center; }
        }